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Payer Operations

Enrollment is growing.
Your visibility into where
operational cost compounds isn’t.

Bramble maps payer operations to reveal where claims adjudication capacity is lost, where prior authorization friction creates provider abrasion, and where care management workloads compound — then drives sustained improvement across every line of business.

MA enrollment surgingMedicare Advantage growth
Prior auth complexityProvider abrasion risk
Star Ratings pressureOperational performance impact
Payer Operations — Friction MapLive analysis
CLAIMS RECEIPT
0.4d avgOn track
ADJUDICATION
3.8d avgFriction
PRIOR AUTH
6.2d avgCritical
MEDICAL REVIEW
5.1d avgFriction
CARE MGMT
OngoingFriction
MEMBER SVC
4.2m avgOn track
Prior Auth + Medical Review consume 54% of clinical ops capacity. Authorization rework generates a 2.6× cost multiplier and is the leading driver of provider abrasion.
Auth Turnaround6.2d+2.4d vs target
Reviewer Utilization59%41% capacity gap
Claims Rework Rate14.8%↑ 2.1% from Q3
Projected for Payer Operations
15–30%
Claims processing productivity improvement
40–60%
Prior auth turnaround reduction
8×+
Year 1 return on investment
<90d
Time to measurable operational impact
The Operating Reality

Payer operations face compounding volume — with declining operational visibility

Enrollment grows. Regulatory requirements expand. But the tools meant to provide clarity still describe throughput and denial rates, not the operational friction that drives cost per member upward and degrades provider relationships.

33M+

Medicare Advantage enrollment

MA enrollment continues to surge, driving claims volume, prior auth requests, and care management caseloads upward without proportional operations staffing.

35%

Prior auth rework rate

Authorization requests that require re-review, additional clinical documentation, or peer-to-peer escalation — each cycle consuming medical reviewer capacity.

6–10

Systems per member interaction

Claims platforms, UM systems, care management tools, provider portals, and member CRM operate in silos with no unified view of operational capacity.

55–63%

Typical reviewer utilization

The remaining 37–45% isn't idle time — it's friction. Incomplete submissions, system navigation, re-reviews, and process ambiguity across authorization and claims.

The Visibility Gap

Your reporting tracks throughput. Not why authorization cycles keep extending.

Traditional reporting tracks claims processed, authorization turnaround times, and denial rates. But it doesn't reveal where medical review capacity is wasted, why prior authorizations create provider friction, or what causes delays in care management workflows.

“We could tell you our prior auth turnaround to the hour. We could not tell you why it was trending upward, which step was the bottleneck, or what our medical reviewers were spending their time on.”

— VP Clinical Operations, Regional Health Plan
Traditional Reporting
Claims processed per day
Authorization turnaround time
Denial and appeal rates
Care management caseload counts
Bramble Reveals
Where claims adjudication capacity is lost to rework
Why prior auth cycles create provider abrasion
Which medical review patterns waste clinical capacity
What to improve next — and whether it sustains

Built for the workflows that define payer operations

Bramble maps operational performance across claims, utilization management, care coordination, and member services — revealing friction that traditional reporting treats as a black box.

Claims Adjudication

Map the end-to-end claims processing workflow across product lines. Identify where examiner capacity is consumed by pended claims, coding disputes, and manual overrides.

Auto-adjudication rate62%
Manual pend rate23%
Recoverable capacity18–28%

Prior Authorization

Baseline the authorization lifecycle from submission to determination. Surface where incomplete submissions, clinical criteria gaps, and peer-to-peer escalations extend turnaround.

Avg turnaround6.2d
Re-review rate35%
Provider satisfactionLow

Medical Review & UM

Quantify medical reviewer and nurse reviewer utilization across concurrent, retrospective, and prospective review. Identify where clinical capacity is consumed by non-clinical administrative work.

Reviewer utilization59%
Admin vs clinical split42% / 58%
Capacity recovery20–30%

Care Management

Map care manager caseloads, outreach patterns, and coordination workflows. Surface where caseload inequities, documentation burden, and follow-up gaps reduce member engagement.

Avg caseload1:85
Caseload variance±40%
Member engagement48%

Member Services

Baseline inquiry volumes, handle times, and resolution rates across channels. Identify which inquiry types consume disproportionate capacity and where first-call resolution breaks down.

Avg handle time8.4m
First-call resolution68%
Repeat inquiry rate22%

Provider Relations

Quantify the operational drivers of provider abrasion: authorization delays, claims processing friction, credentialing backlogs, and dispute resolution cycles that erode network relationships.

Auth delay complaints↑ 18% YoY
Dispute resolution14d avg
Abrasion-linked capacity15%

From baseline to sustained improvement in 90 days

Bramble connects to your claims, UM, care management, and member services systems to build a trusted operational baseline — then reveals where capacity is being lost and establishes the rhythm to recover it.

Days 1–30

Establish Baseline

Bramble connects to claims platforms, UM systems, care management tools, and workforce data to build a trusted operational baseline — no process mapping required.

Claims processing flows mapped across product lines
Medical review and prior auth cycle times measured
Care management staff utilization captured
Member services workload and handle times tracked
Days 31–60

Reveal Operational Friction

Surface the hidden authorization bottlenecks, capacity imbalances, and rework patterns that inflate cost per member and degrade provider experience.

Prior authorization bottlenecks identified
Medical review capacity imbalances revealed
Care management caseload inequities surfaced
Claims rework patterns and member inquiry drivers detected
Days 61–90

Enable Sustained Improvement

Targeted interventions launch in priority order. Authorization turnaround, reviewer utilization, and cost per member improvements are measured continuously against Star Ratings impact.

Authorization workflow optimization prioritized
Medical review capacity rebalanced
Provider experience friction reduced
Sustained improvement tracked against Star Ratings impact

Operational performance directly impacts Star Ratings measures

Claims processing speed, authorization turnaround, member services responsiveness, and care management engagement all feed CMS Star Ratings. Bramble connects operational improvement to the measures that determine plan competitiveness.

Operational Levers → Star Ratings Impact
Prior Auth Speed
High
Claims Accuracy
High
Member Svc Response
High
Care Mgmt Engagement
Medium
Appeal Resolution
Medium

Modeled from cross-industry deployment data and payer operations benchmarks

Based on measured results across enterprise operations deployments and payer-specific operational benchmarks. Specific payer case study metrics will replace these projections.

Projections based on cross-industry deployment data. We’ll validate these benchmarks with your specific operational data during the ROI assessment.

6.2d → 2.4d
Prior auth turnaround reduction
Projected from authorization workflow optimization and re-review elimination.
59% → 78%
Medical reviewer utilization
Projected from administrative burden reduction and caseload rebalancing.
20–30%
Claims processing cost reduction
Projected from pend rate reduction, rework elimination, and capacity recovery.
1:85 → 1:65
Care management caseload optimization
Projected from workload redistribution and documentation burden reduction.
↓ 40%
Provider auth delay complaints
Projected from turnaround improvement and submission completeness gains.
↑ 0.3–0.5★
Star Ratings operational contribution
Projected from combined improvements in member services, claims, and authorization speed.
Payer Operations

See where your health plan operations are losing capacity

We'll map your claims, authorization, and care management workflows, identify friction points, and show you the operational improvement path — with payer-specific benchmarks.

For COOs, VP Clinical Operations, and Health Plan Operations Leaders